Disclaimer

1. Licensing and Regulatory Information

Lifetime Capital Funding LLC is licensed by the Florida Office of Financial Regulation and registered with the Nationwide Mortgage Licensing System (NMLS #2583712). We operate in compliance with all applicable federal and state laws and regulations governing mortgage lending.

Florida License Information:
License Number: NMLS #2583712
Licensed by: Florida Office of Financial Regulation
Principal Office: 2630 SW 28th St STE 61, Coconut Grove, FL 33133

2. Interest Rates and Loan Terms

All interest rates, loan terms, and conditions are subject to change without notice. Rates and terms displayed on our website are for informational purposes only and do not constitute a loan commitment or guarantee of approval.

Final rates and terms are determined by various factors including but not limited to:

• Credit score and credit history
• Income and employment verification
• Property type, location, and value
• Loan-to-value ratio
• Debt-to-income ratio
• Market conditions and lender requirements
• Regulatory changes

3. Loan Approval and Processing

Loan approval is not guaranteed. All loan applications are subject to underwriting review and approval. Pre-qualification and pre-approval are preliminary assessments and do not guarantee final loan approval.

4. Market Information and Advice

Any market information, trends, or advice provided on our website or through our services is for general informational purposes only and should not be considered professional financial, legal, or tax advice.

5. Equal Housing Lender

Lifetime Capital Funding LLC is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, familial status, disability, or any other protected class in accordance with the Equal Credit Opportunity Act and the Fair Housing Act.

6. Regulatory Compliance

We operate in compliance with all applicable federal and state regulations, including:

• Truth in Lending Act (TILA)
• Real Estate Settlement Procedures Act (RESPA)
• Equal Credit Opportunity Act (ECOA)
• Fair Credit Reporting Act (FCRA)
• Florida mortgage lending laws and regulations
• NMLS licensing requirements and standards